Florida is currently grappling with an escalating home insurance crisis. From fraudulent roofing claims to recurring natural disasters, the state’s insurance landscape is becoming increasingly challenging. Florida homeowners are left to face rising premiums and a dwindling number of insurance providers willing to cover the risks inherent in the Sunshine State. One of the primary issues plaguing Florida’s home insurance sector is fraud, specifically related to roofing claims. Unscrupulous contractors, often acting as intermediaries, are known to encourage homeowners to file unnecessary or exaggerated claims. Such fraudulent activities drive up the costs for insurers and, in turn, increase premiums for policyholders. These fraudulent claims have particularly been focused on roof